Someone asked me why the black template… well years ago when I lived in Berkeley a building was erected in San Francisco and at the time I thought it was ugly.. It was the Trans America pyramid and in front was a “thing” probably described as sculpture…it was, I recall, black and immediaely dubbed “Banker’s Heart.”

Guess I have always associated that chunk of solid blackness as the heart of the banking and credit card industries and the years have done nothing to dissuade me we were wrong with our banker heart label – so when I started this site all these many decades later – that image came to mind and this site got the black template to commemorate the heart of a banker.