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  • Feeling Good on Day 3

    My 90 day challenge of adding new habits is a real change of pace for me because my brain really does not like to do required tasks.

    But, surprisingly to me, I feel great. Of course I’m only three days into my 90 day challenge, but I am months into my 1000 words a day habit.

    I told my son about the videos I would be doing and about the putting all the words into products and selling them. then I added that there was the possibility he would have a very wealthy 75-year-old mother this year. He laughed and he said it was so great to hear me so happy. It’s not that I’ve been said down or depressed but I just have not felt as good as I feel now.

    It intrigues me – so I will ponder why I feel great… maybe it’s that the brain is actually changing?

  • Restarting My Brain and My Professional Life

    Day 2 of the “rest of my life.” I learned from yesterday that I made more than a few oops 🙂
    And today I learned how to make and upload my own youtube thumbnail.

    More to come – but I feel great with my 90-day-challenge!!

  • Challenging My Own Brain

    This is day one of the rest of my life. I decided that I have to finish off all of the projects that I have started as well as probably start some new ones. But I’ve been very bad at getting it done. 

    So I decided to challenge myself to a 90 day thing about getting stuff done and one of the challenges within the 90 days was a create a video a day for 30 days.

    This is video 1 and after I got it up on YouTube I really had to stop and think I haven’t done a YouTube video in so long I forgot about all the parameters and I also forgot to hit save before I left the page so I had to go back and read Taggett and do some other stuff. I am going to have to relearn YouTube.​

  • Why Having A Job May Not Help Your Retirement

    at my job

    We used to think that staying in or at a job for years until we reached “retirement” age or about 65 was the way to live. Many stayed with jobs that did not exactly love, but the job provided security in the form of paying into Social Security, and sometimes a company pension plan.

    And as we aged in that job, we figured these “perks” wold carry us into retirement and into our golden years of older ages. 

    Not so – according to recent research!

    Almost a third of workers (28%) say they have less than $1,000 in savings and investments that could be used for retirement, not counting their primary residence or defined benefits plans such as traditional pensions. And 57% say they have less than $25,000, according to a telephone survey of 1,003 workers and 1,001 retirees from the non-profit Employee Benefit Research Institute (EBRI) and Greenwald and Associates. Previous surveys from EBRI and other groups have shown similar savings rates.

    Not having enough saved away at present may lead you think you’ll just keep working at that job.

    But will that job still want you?
    Or will it want a younger less expensive employee?


    Or, if you are young enough, you may think “well there’s lots of years left until I retire I’ll just start saving in a few years.”  But you probably won’t – you won’t save then because you’re not saving now. We have debts we have bills we have other things that we use our money for and we tend to not think about retirement when we’re young.

    As I have suggested before, a better way to plan for your future whether you’re working at a job now is to find some form of self employment.  For starters, being self-employed is good for tax savings. I’m one who does not mind paying my federal and state income taxes. But I also do not like paying more than I have to.  At least in the United  at least in the US,States, the tax code favors the self-employed. There are many more deductions, legitimate deductions, for people who are self-employed then there are for people who work for others.

    What kind of self-employment is good for YOU? Possible for YOU?
    That will be covered in the next post……

    stay tuned

    Comments?
    Questions?

  • Aging, Self Employment, and You!

    The economy is improving [slightly] but I’ll bet older people are not the ones who are getting hired or getting the “good” jobs. And even with increases in the minimum wage, jobs are not being created that pay much more than that minimum wage.

    Older people with experience are seen as requiring higher pay levels. It’s better for the bottom line to hire young people for lower pay.

    Then there is the office mentality [it’s a well kept secret] of not hiring people smarter or more capable than you
    because they might be out to “get” your job.

    People who are not seen as threats are safer hires.

    In short: The job market isn’t going to look good for older workers for a long while – if ever. And if you rely on Social Security – it’s not going to increase by anything more than a small percent each year.

    I therefore put this question out there for you:

    If you want to increase your income [and most do] why not be your own boss?

    Stop job hunting!

    For many, job hunting is a debilitating experience. You apply for many jobs and do not even get a courtesy reply of “sorry.” You don’t even get an acknowledgement that your resume has been received. In fact, you never hear anything from the places you apply to.

    And if you do manage to get a live interview, you may still never hear from them again. Interviews are done for many reasons, and, in my opinion, not all of them ethical reasons.

    What can you do to earn money?

     Become your own boss!

    Become an entrepreneur!

    Do what you always wanted to do!

     Turn your long time dreams into reality!

    There is much to say about being self employed or becoming an entrepreneur that I’ll post on the topic over the next few weeks.

    Stay tuned to this site!

    ​Comments?
    Questions?

  • Hmmm How Much Exercise Did “They” Say Was Needed?

    walking

    Exercise “guidelines” suggest we get at least 150 minutes of moderate exercise per week. I know how hard it is to do this, and I exercise regularly, so it came as no surprise to read this:

    Researchers say current exercise guidelines are unrealistic and argue that doctors should sometimes advise small increases in activity instead.

    Have you tried to do your 10,000 steps a day? Every day? And also work? And take of people? Take care of pets? Get other things done? Try it. I did and it was okay until it got to not be okay. And I did a lot of those steps walking the dog, so I was doing at least 2 things on my daily list.

    Moderate exercise is that which increases your heart and breathing rates so that you notice the increase. Like fast walking, slow jogging or running, biking,  etc.  For about 2 1/2 hours over the week. Seems easy? Try it…..

    ​The article cited above goes on to suggest that just getting inactive people to move more would be great, even if it’s only 10 minutes a day.

    And a more recent article points out that too much jogging can be as bad as none at all! 

    Scientists studied more than 1,000 healthy joggers and non-joggers over a 12-year period.
    Those who jogged at a steady pace for less than two and a half hours a week were least likely to die in this time.
    But those who ran more than four hours a week or did no exercise had the highest death rates.

    Like most all things in life, there is no one-size-fits-all.  I get annoyed at the ads and the articles that suggest “everybody” can benefit from [pick your product.}

    There Is no diet, no magic pill, or no magic amount of exercise, or a specific kind of exercise that can be good in the same way for everybody.

    I’m definitely not saying don’t exercise – because I am a great believer in exercise – but I am saying pay attention to you and your body and not all the alleged guidelines you read.

    You, the smart readers of this blog, know that you have to find your own answer. 

    You have to find what works for you!!

    ​

    Thoughts?
    Comments?
    Thank you!

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